NO RESALE OF SERVICE
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THIS SITE IS NOT LEGAL ADVICE
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YOUR REGISTRATION AND ACCOUNT OBLIGATIONS
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You are responsible for maintaining the confidentiality of any account and passwords you establish, and are fully responsible for all activities that occur under your password(s) or account(s). You agree to (a) immediately notify MortgagesFinancingandCredit.org of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. MortgagesFinancingandCredit.org cannot and will not be liable for any loss or damage arising from your failure to comply with the provisions of this paragraph.
PUBLIC CONTENT POSTED
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that you, and not MortgagesFinancingandCredit.org, are entirely responsible for all Content that you upload, post, email or otherwise transmit via this website. MortgagesFinancingandCredit.org does not control the Content posted by users and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the site, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will MortgagesFinancingandCredit.org be liable in any way for any Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed or otherwise transmitted via the site.
You agree to not use the Service to:
- upload, post, email or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
- harm minors in any way;
- impersonate any person or entity, including, but not limited to, a MortgagesFinancingandCredit.org official, forum or message board leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
- forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
- upload, post, email or otherwise transmit any Content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
- upload, post, email or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
- upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;
- upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
- disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
- interfere with or disrupt the website or servers or networks connected to the website, or disobey any requirements, procedures, policies or regulations of networks connected to the website;
- intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
- "stalk" or otherwise harass another; or
- collect or store personal data about other users.
SPECIAL NOTICE FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.
INDEMNITY AND DISCLAIMER OF WARRANTIES
This site is provided by MortgagesFinancingandCredit.org on an "as is" basis. We do not warrant that this site will meet your requirements, be uninterrupted, timely, secure, or error-free, or that the results that may be obtained from the use of this site will be accurate or reliable, or that the quality of any products, services, information, or other material purchased or obtained by you through this site will meet your expectations. We are not responsible for the availability, content, or policies of other sites that may be linked to this site. To the full extent permissible by applicable law, MortgagesFinancingandCredit.org disclaims any warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, with respect to this site or any information, content, materials, or products that are available or advertised or sold through this site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this site or available though links in this site. We reserve the right to correct any errors or omissions in this site. Although we intend to take reasonable steps to prevent the introduction of viruses or other destructive materials to this site, we do not guarantee or warrant that this site or materials that may be downloaded from this site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this site and any materials available through this site, you do so solely at your own risk.
You expressly understand and agree that MortgagesFinancingandCredit.org shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if MortgagesFinancingandCredit.org has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the MortgagesFinancingandCredit.org website or services; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the website or services; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the website; or (v) any other matter relating to the MortgagesFinancingandCredit.org website or services.
USE AND STORAGE
You acknowledge that MortgagesFinancingandCredit.org may establish general practices and limits concerning use of the site, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by the site, the maximum number of email messages that may be sent from or received by an account on the site, the maximum size of any email message that may be sent from or received by an account on the site, the maximum disk space that will be allotted on MortgagesFinancingandCredit.org's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the site in a given period of time. You agree that MortgagesFinancingandCredit.org has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the site. You acknowledge that MortgagesFinancingandCredit.org reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that MortgagesFinancingandCredit.org reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
MODIFICATIONS TO SERVICE
MortgagesFinancingandCredit.org reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the site (or any part thereof) with or without notice. You agree that MortgagesFinancingandCredit.org shall not be liable to you or to any third party for any modification, suspension or discontinuance of the site.
DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the website, including payment and delivery of related goods or sites, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that MortgagesFinancingandCredit.org shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the website.
The website may provide, or third parties may provide, links to other World Wide Web sites or resources. Because MortgagesFinancingandCredit.org has no control over such sites and resources, you acknowledge and agree that MortgagesFinancingandCredit.org is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that MortgagesFinancingandCredit.org shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or sites available on or through any such site or resource.
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MortgagesFinancingandCredit.org respects the intellectual property of others, and we ask our users to do the same. If you believe that your work has been utilized in a way may constitute copyright infringement, please notify us through our contact page.
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DISCUSSIONS AND COMMENTS
MortgagesFinancingandCredit.org may enable visitors to its site to chat and post messages. If you post messages or make comments on the site, you grant MortgagesFinancingandCredit.org and its affiliates a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such messages and comments throughout the world in any media. You also grant MortgagesFinancingandCredit.org and its affiliates and sublicensees the right to use the name that you submit with any review or comment, if any, in connection with such review or comment.
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